Contact Us
info@smfinancialpln.co.uk
01923 751 215
S&M Financial Planning Ltd
S & M Financial is a specialist finance intermediary firm based in Watford, London and offering services to both individuals and businesses. The directors of the firm, Sumith and Malitha, have a strong accounting and finance background and have been supporting clients in their financial affairs for over a decade.
Our ethos is to ensure that we place our clients first and work with them to ensure that they can achieve the outcomes that they are seeking whether this is for a business loan, residential mortgages; commercial mortgages; buy to let mortgages; life & critical illness protection or general insurance.
We believe that we can best serve our clients by working with them and championing their cause with appropriate product providers, helping to build strong and rewarding relationships that last beyond the immediate needs and objectives an encouraging our clients to come back to us time and again.
Contact us today for an informal chat, to find out how we can help.
We may charge a fee for mortgage advice and arrangement which is payable when you make an application to a lender. This fee is not normally refundable. We will tell you about any fees when we first speak with you. We do not charge any fee for our insurance services.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.
Stand-alone Protection Services
Business Finance
Helping business and property owners secure finance across Watford and London.
Contact us today for an informal chat, to find out how we can help.
Business finance. From £5,000 in as few as 2 business days!
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To qualify: Min. 3 months trading as a limited company
Business Finance
Often a business loan can provide a flexible and affordable solution, giving you access to much needed capital.
Mortgages
Let us help you with your property development, providing you with a solution that suits your needs.
Commercial Finance
A commercial mortgage can be used to purchase or re-mortgage a property that is primarily for commercial or business use and can be arranged for as a form of investment.
Property Development
Bridging loans can also be useful when used as a short term loan to help you buy a property at auction, when money is needed immediately as you may not have sold your current property yet.